Rise in Value of XRP Today Explained
In a noteworthy development for the cryptocurrency market, XRP experienced a significant surge in its token price in July 2025. While the broader market was buoyed by recent comments from Federal Reserve officials suggesting a potential interest rate cut in July, XRP's rise appears to be more rooted in crypto-specific developments.
Despite a 6% decline over the last month, XRP was up 7.1% over the previous 24 hours as of 4:30 p.m. ET on Tuesday. This upward trend continued, with Bitcoin also up 2.5% and Ethereum up 5.7% at the same point in the day.
The primary catalyst for XRP's surge appears to be institutional endorsements and regulatory advancements. Grayscale, a digital asset manager, added XRP to its Digital Large Cap Fund for the first time since regulatory restrictions were lifted, signaling increased institutional acceptance and confidence in XRP's regulatory standing.
Ripple, the company behind XRP, is also pursuing a national bank charter with the U.S. Office of the Comptroller of the Currency. If successful, Ripple would operate as a federally regulated trust bank, enhancing its integration with traditional financial systems. Ten XRP spot ETF applications are pending regulatory approval in the U.S., with decisions expected by October 2025, creating anticipation and bullish sentiment among investors.
Technical market strength also played a crucial role in XRP's rise. The digital asset established solid support zones and broke key resistance levels, with over 182 million XRP traded during peak hours, reflecting strong institutional and retail interest. XRP's stability during broader market profit-taking indicates underlying strength.
While geopolitical events such as the Israel-Iran ceasefire and potential Federal Reserve actions may have indirectly influenced the overall market sentiment, the available data does not directly link these events as primary catalysts for XRP’s rise in July 2025. Instead, XRP's surge appears more rooted in crypto-specific developments like regulatory clarity and institutional adoption.
With geopolitical risk factors potentially moderating, investors are feeling more willing to embrace speculative plays. This willingness to take on riskier investments could benefit XRP and other cryptocurrencies.
Sources: [1] CoinMarketCap (2025). XRP Price Live Data. https://coinmarketcap.com/currencies/ripple/ [2] Coindesk (2025). XRP Price Jumps as Grayscale Adds Digital Asset to Its Fund. https://www.coindesk.com/business/2025/07/12/xrp-price-jumps-as-grayscale-adds-digital-asset-to-its-fund/ [3] Cointelegraph (2025). Ripple's Pursuit of National Bank Charter Boosts Investor Optimism. https://cointelegraph.com/news/ripple-s-pursuit-of-national-bank-charter-boosts-investor-optimism [4] CoinDesk (2025). XRP Volumes Spike as Crypto Markets Show Signs of Stability. https://www.coindesk.com/markets/2025/07/13/xrp-volumes-spike-as-crypto-markets-show-signs-of-stability/
- Institutional endorsements and regulatory advancements, such as Grayscale adding XRP to its Digital Large Cap Fund and Ripple's pursuit of a national bank charter, are boosting investor confidence in XRP, making it an attractive investment option in the crypto market.
- As technological advancements continue to revolutionize finance and investing, XRP stands out as a digital asset with strong institutional and retail interest, highlighted by over 182 million XRP traded during peak hours.
- The increasing integration of XRP with traditional financial systems, through regulatory approvals for XRP spot ETFs, could potentially lead to significant gains for investors who are willing to embrace riskier, high-growth investments, such as cryptocurrencies.
